Life of a Title Search Share

November 22, 2010

Obtaining Title Insurance is a requirement with your lender when taking out a mortgage to purchase a home.  So what exactly is Title Insurance?

Title insurance is a protection against loss from problems connected to the title of your property. The home you are purchasing has probably gone through several ownership changes, so a title company has to check its ownerships or chain of title. This search is done to find any weak links or points in that chain that might emerge to cause trouble with the closing. For example, someone along the way may have forged a signature in transferring title. Or there may be unpaid real estate taxes or other liens. Title Insurance covers the insured party for any claims and legal fees that arise out of such problems.

Here is a step by step guide of a Title Search: (Thank you  California Title )


  • Schedule a free tour of La Jolla

Recent Posts





RSS / Atom


La Jolla, California, or "The Jewel"  has all the charm Southern California has to offer. Once you've decided on La Jolla area real estate, the first step is to determine which neighborhood is right for you. 

Click on the map to explore La Jolla.